As you can see, pretty cheap. The Medical Services Plan (MSP) provides the following benefits: •medically required services provided by a physician enrolled with MSP; •maternity care provided by a physician or a midwife ; •medically required eye examinations provided by an ophthalmologist or optometrist; •diagnostic services, including x-rays and laboratory services, provided at approved diagnostic facilities, when ordered by a registered physician, midwife, podiatrist, dental surgeon or oral surgeon; •dental and oral surgery, when medically required to be performed in hospital*; •orthodontic services related to severe congenital facial abnormalities.
The following are not automatically covered, or have limited coverage (by the Govt): •Acupuncture; •Chiropractic; •Massage Therapy; •Naturopathy; •Physical Therapy; and •Non-surgical Podiatry.
These are where your employment plans would kick in, or the like.
Is the system perfect? No.
Do people with non-life threatening conditions have to sometimes wait for services such as surgery? Yes. Can they bypass the wait and pay for private services, in Canada or elsewhere? Yes.
Is all surgery paid for? No. If you don't 'need' it, according to you doctor, you don't get it paid for. Examples of this would include plastic surgery that is cosmetic only.
Do you have to pay for your own prescriptions? Most of the time, unless you are on social assistance, are elderly, or have benefits from your employer, or a group plan that you pay extra for.
Exceptions to this rule are medications given in hospital - such as cancer treatments. However, you may have to pay for some home medications during the process.
I've been lucky to have never suffered major illness or injury, I've had the following (off the top of my head), in my lifetime, covered by MSP: tonsils removed, wisdom teeth removed, leg cast for dislocation, pneumonia a few times, migraine treatments, including neurologists, cat scans and mri's, many ER visits due to all of the above, annual & bi-annual check ups including specialists, and all blood tests, pap smears, et al. I had free eye exams until my mid 30's, now I have to pay and be reimbursed by my employer ($80 each, once every 2-4 years - I have perfect eyesight, so yay me). The young, old and medically necessary still get them for free, as do those on social assistance.
We've had some major medical conditions in my family, however, including Type-1 diabetes, heart conditions and cancers. No bills. Some costs associated, such as the diabetes glucose tests strips, though the insulin & pump is free/paid for by the government.
Anyways, as I always say, good luck to you all, hopefully the fear of the unknown loses the war over reason.
Hi! Canadian here.
And here's Ontario: http://www.rev.gov.on.ca/en/tax/healthpremium/rates.html
As you can see, pretty cheap. The Medical Services Plan (MSP) provides the following benefits:
•medically required services provided by a physician enrolled with MSP;
•maternity care provided by a physician or a midwife ;
•medically required eye examinations provided by an ophthalmologist or optometrist;
•diagnostic services, including x-rays and laboratory services, provided at approved diagnostic facilities, when ordered by a registered physician, midwife, podiatrist, dental surgeon or oral surgeon;
•dental and oral surgery, when medically required to be performed in hospital*;
•orthodontic services related to severe congenital facial abnormalities.
The following are not automatically covered, or have limited coverage (by the Govt):
•Acupuncture;
•Chiropractic;
•Massage Therapy;
•Naturopathy;
•Physical Therapy; and
•Non-surgical Podiatry.
These are where your employment plans would kick in, or the like.
Is the system perfect? No.
Do people with non-life threatening conditions have to sometimes wait for services such as surgery? Yes. Can they bypass the wait and pay for private services, in Canada or elsewhere? Yes.
Is all surgery paid for? No. If you don't 'need' it, according to you doctor, you don't get it paid for. Examples of this would include plastic surgery that is cosmetic only.
Do you have to pay for your own prescriptions? Most of the time, unless you are on social assistance, are elderly, or have benefits from your employer, or a group plan that you pay extra for.
Exceptions to this rule are medications given in hospital - such as cancer treatments. However, you may have to pay for some home medications during the process.
I've been lucky to have never suffered major illness or injury, I've had the following (off the top of my head), in my lifetime, covered by MSP: tonsils removed, wisdom teeth removed, leg cast for dislocation, pneumonia a few times, migraine treatments, including neurologists, cat scans and mri's, many ER visits due to all of the above, annual & bi-annual check ups including specialists, and all blood tests, pap smears, et al. I had free eye exams until my mid 30's, now I have to pay and be reimbursed by my employer ($80 each, once every 2-4 years - I have perfect eyesight, so yay me). The young, old and medically necessary still get them for free, as do those on social assistance.
We've had some major medical conditions in my family, however, including Type-1 diabetes, heart conditions and cancers. No bills. Some costs associated, such as the diabetes glucose tests strips, though the insulin & pump is free/paid for by the government.
Anyways, as I always say, good luck to you all, hopefully the fear of the unknown loses the war over reason.