I retired at 52 and bought private health insurance in 2002. At that time my payments ran about $320 per month for $2500 deductable, with 80% covered once the deductable is met. But, I was lucky to get insurance at all because I'm 'obese' by actuarial tables. Nebraska has a requirement that insurers must insure uninsurables, although at a much higher rate. In the 8 years since then, my insurance rates have gone up considerably each year, even as coverages are drastically reduced each year at renewal time.
I now pay about $790 per month for $7500 deductable. The lifetime cap has been dropped from 5 million to 1 million and the list of items that are not covered or that are covered at a lesser percentage grows ever longer.
Have I mentioned that I have never met my deductable, as my health has been very good so far?
Basically, I'm paying $9500 per year for nothing!
I'll be fully eligible for Medicare before much of this bill kicks in. Personally, I'd like to outlaw health insurance companies and go with an extension of Medicare top to bottom. The criminally misleading anti-bill advertizing that the industry has done during this campaign ought to be sufficient grounds to ban them from our country entirely.
no subject
I now pay about $790 per month for $7500 deductable. The lifetime cap has been dropped from 5 million to 1 million and the list of items that are not covered or that are covered at a lesser percentage grows ever longer.
Have I mentioned that I have never met my deductable, as my health has been very good so far?
Basically, I'm paying $9500 per year for nothing!
I'll be fully eligible for Medicare before much of this bill kicks in. Personally, I'd like to outlaw health insurance companies and go with an extension of Medicare top to bottom. The criminally misleading anti-bill advertizing that the industry has done during this campaign ought to be sufficient grounds to ban them from our country entirely.